Giving Options

There are many options to choose from when giving to the Community Foundation of Greater Dubuque. You can start creating a philanthropic legacy now with an outright gift, or do so later with a planned gift.

Cash

A cash gift is the simplest way to establish a fund or give to an existing fund. Cash gifts are fully deductible up to 50 percent of the donor's adjusted gross income in any one year. Deduction amounts exceeding this limit may be carried forward for up to five additional years.

Appreciated Stock

Everybody wins when you make a gift of appreciated stock to your community foundation. Your gains are put to good use. Your gift of stock is reinvested in your community, and it qualifies for an immediate tax deduction based on the full market value.

Stock Transfer Instructions - American Trust

Real Estate

Making a charitable gift of real estate through your community foundation can help you turn your property gains into community good. The value of your real estate may exceed that of any other asset you own. With the help of your community foundation, you can use it to fulfill your charitable interests and receive financial and tax benefits.

Farmland

By giving through the Your Land | Your Legacy farmland giving program, you, as a landowner, can create a charitable legacy to benefit the causes you love most in the community while retaining income from the land. Download the Your Land | Your Legacy brochure (PDF).

Gift of Grain 

By giving a gift of grain, you avoid including the sale of the grain in your farm income. Deducting the cost of growing the crops typically results in saving self-employment, federal, and state income tax. And you can still benefit even if you take the standard deduction rather than itemizing your deductions. Download the Gift of Grain brochure (PDF)

Life Insurance

Life insurance provides a simple way for you to give a significant gift to charity, with tax benefits that you can enjoy during your lifetime.

Bequests

Including a charitable bequest in your will is a simple way to make a lasting gift to your community. When you make this gift through your community foundation, we establish a special fund that benefits the community forever and becomes your personal legacy of giving. 

The Legacy Society of the Community Foundation of Greater Dubuque honors individuals who have committed to supporting our community forever through a gift from their estate. Often, these meaningful gifts go unrecognized because they come at the end of a donor’s life. The Legacy Society is our way of acknowledging your commitment to the future—today.

IRA Rollovers

The IRA Charitable Rollover is federal legislation that allows individuals to donate up to $100,000 to charities without a tax penalty when given from the retiree’s individual retirement account (IRA). Download the IRA Charitable Rollover information sheet (PDF). 

If you are at least age 70 ½ and taking minimum IRA distributions, it's possible to turn your IRA into charitable good free from federal tax. In addition, gifts to endowments may be eligible for Endow Iowa, the 25% state tax credit.

Gifts that Provide Income

Charitable Gift Annuity: Income for today, a gift for tomorrow

Giving through a Charitable Gift Annuity allows you to arrange a generous gift to your community, while providing yourself a new income source you can count on for the rest of your life. Download the Charitable Gift Annuity information sheet (PDF).

Charitable Remainder Trust: Planning for the future - for you and your community

Giving through a Charitable Remainder Trust allows you to receive income for the rest of your life, knowing that whatever remains will benefit your community.

Charitable Lead Trusts

A Charitable Lead Trust helps you build a charitable fund with your community foundation during the trust’s term. When the trust terminates, the remaining assets are transferred to you or your heirs, often with significant transfer-tax savings.